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What Documents Should You Keep in Your Car at All Times?
Tips & Tricks | 25 May 2026

What Documents Should You Keep in Your Car at All Times?

In an era where Malaysia is rapidly digitalizing, the "glovebox full of paper" is becoming a relic of the past. 

However, being super reliable means knowing exactly what the law requires during a police roadblock or an accident. As experts in the Malaysian automotive landscape, we provide the definitive list of car documents you need to carry to ensure you are never caught off guard.

Police Officer Talking to the Driver of the Silver Car

The MyJPJ Revolution: Is Digital Enough?

The most common question in 2026 is: is MyJPJ digital driving license enough for police checks? 

The answer is a resounding Yes. Road tax (LKM) is now fully digital (e-LKM) from 1 February 2026 for Malaysian-owned private vehicles. Customers can access and verify their road tax status through the e-LKM system. The MyJPJ app is used for digital driving license verification. No physical road tax sticker is issued for Malaysian-owned private vehicles, but the digital status can be verified through official systems.

However, a "know-it-all" driver always has a backup. If your phone battery dies or you are in an area with no 5G coverage, having a printed copy of your digital road tax and insurance e-cover note can save you an hour of explaining to a frustrated officer.

The VOC Mystery: Original or Copy?

Many new car owners are unsure about the Vehicle Ownership Certificate (VOC), which replaced the old "Geran."Should I keep the original car registration card (VOC) in the car? The answer is a firm No. 

The original VOC should be kept in a fireproof safe at home. If a thief steals your car and finds the original VOC inside, it becomes significantly easier for them to forge a transfer of ownership or export the vehicle. A photocopy or a clear digital scan on your phone is more than sufficient for roadside inspections.

Drive+: Drive Smart, Save More

Drive+ is a 3-tier loyalty membership program (Lite, Standard, Premium) offering exclusive rewards to customers including road tax discounts (capped per tier), EPP/Atome discounts (Standard and Premium only), free road tax handling, partner rewards access, insurance renewal discounts, and priority claim support.

Drive smart. Explore more benefits and get organized with PolicyStreet.


Frequently Asked Questions

What documents do I need to show during an insurance claim? 

You will typically need your driving license, your IC, a copy of the car insurance cover note, and the police report. Having these ready digitally speeds up the insurance claim process significantly.

Do I need to keep the physical insurance "Cover Note" in the car? 

While not legally required to be in the car at all times, you must be able to produce the policy number and the insurer's name during an accident. A digital PDF on your smartphone is the modern standard.

What if I am driving someone else's car? What documents do I need? 

You need your own valid driving license and the vehicle's road tax (digital or physical). You should also ensure that the owner's car insurance policy has "Additional Named Drivers" coverage or that you are a "Named Driver" to avoid a RM400 compulsory excess during a claim.

Is it illegal to not have any physical documents in the car in 2026? 

It is not illegal as long as you can produce the digital versions via the MyJPJ app or other official portals. However, failing to produce either digital or physical proof can lead to a summons for "Failure to produce a license/road tax."

The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Allianz General Insurance Company (Malaysia) Berhad or PIDM (visit www.pidm.gov.my).
Payment Methods:
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Banks for EPP (3/6/12 months):
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Quotation and Policy issued by PolicyStreet Malaysia, a brand under Polisea Sdn. Bhd. (Reg No. 201601041144 (1212085-T)) a Financial Adviser approved by Bank Negara Malaysia.