Terms & Conditions
The 10+10 Promo ("Campaign") is organised by Polisea Sdn. Bhd. ("PolicyStreet").
By participating in this Campaign, the Customer agrees that they have read, understood, and accepted these Terms and Conditions and any additional terms set by PolicyStreet, including all decisions related to this Campaign ("Terms and Conditions"). Continued participation in this Campaign signifies the Customer’s agreement to be bound by any revisions to these Terms and Conditions.
By participating in this Campaign, the Customer agrees to receive communications via email and WhatsApp, including promotional content from PolicyStreet.
This Campaign will run from 12:00 AM on the 1st of each month until 11:59 PM on the 24th of each month, unless otherwise notified ("Campaign Period").
PolicyStreet reserves the right to cancel, terminate, suspend, or amend the Campaign at any time before or during the Campaign Period without prior notice.
The Campaign is open to all customers who purchase Motor Insurance Products from the PolicyStreet website ("Customer").
Customers are eligible for up to 10% discount on the base premium (after NCD), along with cash vouchers based on their eligible tier, plus an additional RM10 discount.
Customers are required to manually select the eligible cash voucher before completing payment.
Where a quotation error results in a top-up or refund, the adjustment shall be based on the corrected quotation amount, inclusive of the applicable promotional discount, cash voucher entitlement, and taxes, where relevant.
The Campaign applies to all types of cars, regardless of year, make, model, and variant.
The Campaign is only applicable to purchases made through the PolicyStreet website during the Campaign Period. Purchases made after the Campaign Period are deemed not eligible.
Promo codes and Grab vouchers are not valid during the Campaign Period. However, referral codes remain valid and can be used.
The Customer shall ensure that all information provided is true, complete, and accurate. PolicyStreet shall not be responsible for any loss or damage arising from incorrect or incomplete information provided by the Customer.
The Customer will receive their car insurance policy and/or digital road tax within ONE (1) working day if the purchase is completed during working hours, or by the next working day if purchased outside working hours, provided no further approval from the insurer is required.
The digital road tax will be sent to the email address provided during the purchase or renewal.
Road tax renewal is processed digitally in accordance with JPJ's current requirements. No physical road tax sticker will be issued.
PolicyStreet reserves the right to change, amend, modify, suspend, continue, vary, terminate, and/or add on to all or any parts of the Terms and Conditions of this Campaign at any time, without prior notice, and without incurring any liability.
The Customer agrees to indemnify and keep PolicyStreet indemnified against all claims, losses, damages, and/or expenses arising from any infringement or violation of any third party's rights in connection with the Customer’s participation in this Campaign.
Any cancellation, termination, withdrawal, or suspension of this Campaign by PolicyStreet will not entitle the Customer to any compensation for any loss or damage suffered, directly or indirectly, due to such actions.
In the event that the Customer cancels their policy, the full promotional discount received under this Campaign will be deducted from the refunded premium amount.
Any suspected fraudulent activity, abuse, or manipulation of the Campaign, including but not limited to attempts to falsify information or circumvent these Terms and Conditions, will result in immediate disqualification and forfeiture of all Campaign benefits. PolicyStreet strongly advises Customers to exercise vigilance against fraudulent communications. Suspected fraudulent activity will be reported to the relevant authorities.
PolicyStreet advises the Customer to exercise caution when receiving phone calls or messages requesting personal information during or after the Campaign. PolicyStreet will never request for sensitive personal information, such as passwords or bank account details, through unsolicited calls or messages. For verification of any campaign-related enquiries, please contact PolicyStreet through its official Customer Service channels.
By participating in this Campaign, the Customer expressly agrees to the collection, processing, and use of their personal data by PolicyStreet for the purpose of administering this Campaign, including but not limited to verifying eligibility, applying the promotional discount, issuing the cash voucher, and contacting the Customer regarding their participation. Personal data will be processed in accordance with the Personal Data Protection Act 2010, and PolicyStreet’s Privacy Policy. Please refer to the PDPA Consent Clause and Privacy Policy for further information.
These Terms and Conditions shall be governed by and construed in accordance with the laws of Malaysia.
For enquiries, please contact Customer Service at customerservice@policystreet.com or via WhatsApp at +6018-282 2320.
AhaPay Car Insurance Promotion ("Campaign") is organised by Polisea Sdn. Bhd. ("PolicyStreet").
By participating in this Campaign, the Customer agrees that they have read, understood, and accepted these Terms and Conditions, and any additional terms set by PolicyStreet, including all decisions related to this Campaign ("Terms and Conditions"). Continued participation in this Campaign signifies the Customer’s agreement to be bound by any revisions to these Terms and Conditions.
By participating in this Campaign, the Customer agrees to receive communications via email and WhatsApp related to this Campaign, and expressly consent to receive marketing and promotional content from PolicyStreet through these channels. Customers may opt out of marketing communications at any time.
This Campaign will start on 1 August 2026 and end on 16 September 2026, unless notified otherwise ("Campaign Period").
PolicyStreet reserves the right to cancel, terminate, suspend, or amend this Campaign at any time before or during the Campaign Period without prior notice.
Eligibility
The Campaign is open to all customers who purchase Motor Insurance Products from the PolicyStreet website ("Customer").
Customers who purchase car insurance with PolicyStreet AND select AhaPay as the payment method are eligible for:
RM30 discount with minimum purchase of RM500 (promo code: AHAxPOLICY30).
RM40 discount with minimum purchase of RM1,000 (promo code: AHAxPOLICY40).
RM50 discount with minimum purchase of RM1,500 (promo code: AHAxPOLICY50).
To redeem, Customers must manually enter the eligible promo code at the AhaPay payment page.
The promotions above are not stackable and are not exchangeable for cash or any other replacement.
The Campaign applies to all types of cars, regardless of year, make, model, and variant.
The Campaign is only applicable to purchases made through the PolicyStreet website during the Campaign Period. Purchases made after the Campaign Period are deemed not eligible.
To use AhaPay, Customers must have an active AhaPay account and meet AhaPay eligibility requirements, as determined solely by AhaRetail Solutions Sdn. Bhd. (“AhaRetail”).
Instalment plans of up to 12 instalments are available, subject to AhaRetail’s assessment, product availability, and the Customer’s eligibility.
AhaPay is provided by AhaRetail and is subject to its own terms, fees (if any), policies, and credit assessment. PolicyStreet is not the provider of AhaPay and is not responsible for any matters arising from its use. For full details, please refer to AhaPay’s terms and conditions.
The Customer shall ensure that all information provided is true, complete, accurate, and up to date at the time of the quotation request and policy purchase. PolicyStreet shall not be responsible for any loss, damage, or non-receipt of discount arising directly or indirectly from the provision of incorrect, incomplete, or outdated information provided by the Customer.
The Customer will receive their car insurance policy and/or digital road tax within ONE (1) working day if the purchase is completed during working hours, or by the next working day if purchased outside working hours, provided no further approval from the insurer is required.
The digital road tax will be sent to the email address provided during the purchase or renewal.
Road tax renewal is processed digitally in accordance with JPJ's current requirements. No physical road tax sticker will be issued.
PolicyStreet reserves the right to change, amend, modify, suspend, continue, vary, terminate, and/or add to all or any parts of the Terms and Conditions of this Campaign at any time, without prior notice, and without incurring liability to any party.
The Customer agrees to indemnify and keep PolicyStreet indemnified against all claims, losses, damages, and/or expenses arising from any infringement or violation of any third party's rights in connection with the Customer’s participation in this Campaign.
Any cancellation, termination, withdrawal, or suspension of this Campaign by PolicyStreet will not entitle the Customer to any compensation for any loss or damage suffered, directly or indirectly, due to such actions.
In the event that the Customer cancels their policy, the full promotional discount received under this Campaign will be deducted from the refunded premium amount.
Any suspected fraudulent activity, abuse, or manipulation of the Campaign, including but not limited to attempts to falsify information or circumvent these Terms and Conditions, will result in immediate disqualification and forfeiture of all Campaign benefits. PolicyStreet strongly advises Customers to exercise vigilance against fraudulent communications. Suspected fraudulent activity will be reported to the relevant authorities.
PolicyStreet advises the Customer to exercise caution when receiving phone calls or messages requesting personal information during or after the Campaign. PolicyStreet will never request for sensitive personal information, such as passwords or bank account details, through unsolicited calls or messages. For verification of any campaign-related enquiries, please contact PolicyStreet through its official Customer Service channels.
By participating in this Campaign, the Customer expressly agrees to the collection, processing, and use of their personal data by PolicyStreet for the purposes of administering this Campaign, including but not limited to verifying eligibility, applying the promotional discount, and contacting the Customer regarding their participation. Personal data will be processed in accordance with the Personal Data Protection Act 2010 of Malaysia, and PolicyStreet’s Privacy Policy. Please refer to the PDPA Consent Clause and Privacy Policy for further information. The Customer also acknowledges that PolicyStreet may communicate with them via email and WhatsApp for purposes directly related to this Campaign.
These Terms and Conditions shall be governed by and construed in accordance with the laws of Malaysia.
For enquiries, please contact Customer Service at customerservice@policystreet.com or via WhatsApp at +6018-282 2320.
Atome Voucher ("Campaign") is organised by Polisea Sdn. Bhd. ("PolicyStreet").
By participating in this Campaign, the Customer agrees that they have read, understood, and accepted these Terms and Conditions, and any additional terms set by PolicyStreet, including all decisions related to this Campaign ("Terms and Conditions"). Continued participation in this Campaign signifies the Customer’s agreement to be bound by any revisions to these Terms and Conditions.
By participating in this Campaign, the Customer agrees to receive communications via email and WhatsApp related to this Campaign, and expressly consent to receive marketing and promotional content from PolicyStreet through these channels. Customers may opt out of marketing communications at any time.
This Campaign will start on 1 August 2026 and end on 31 August 2026, unless notified otherwise ("Campaign Period").
PolicyStreet reserves the right to cancel, terminate, suspend, or amend this Campaign at any time before or during the Campaign Period without prior notice.
The Campaign is open to all customers who purchase Motor Insurance Products from the PolicyStreet website ("Customer").
Customers are eligible for a 5% discount on their car insurance, capped at RM50, with a minimum purchase of RM400 when they purchase car insurance with PolicyStreet AND select Atome as the payment method.
The promotions above are not stackable and are not exchangeable for cash or any other replacement.
The Campaign applies to all types of cars, regardless of year, make, model, and variant.
The Campaign is only applicable to purchases made through the PolicyStreet website during the Campaign Period. Purchases made after the Campaign Period are deemed not eligible.
To use Atome Buy Now Pay Later services (“Atome”), Customers must have an active Atome account and meet Atome eligibility requirements, as determined solely by APaylater Sdn. Bhd..
Atome is provided by APaylater Sdn. Bhd. and is subject to its own terms, fees (if any), policies, and credit assessment. PolicyStreet is not the provider of Atome and is not responsible for any matters arising from its use. For full details, please refer to Atome’s terms and conditions.
The Customer shall ensure that all information provided is true, complete, accurate, and up to date at the time of the quotation request and policy purchase. PolicyStreet shall not be responsible for any loss, damage, or non-receipt of discount arising directly or indirectly from the provision of incorrect, incomplete, or outdated information provided by the Customer.
The Customer will receive their car insurance policy and/or digital road tax within ONE (1) working day if the purchase is completed during working hours, or by the next working day if purchased outside working hours, provided no further approval from the insurer is required.
The digital road tax will be sent to the email address provided during the purchase or renewal.
Road tax renewal is processed digitally in accordance with JPJ's current requirements. No physical road tax sticker will be issued.
PolicyStreet reserves the right to change, amend, modify, suspend, continue, vary, terminate, and/or add to all or any parts of the Terms and Conditions of this Campaign at any time, without prior notice, and without incurring liability to any party.
The Customer agrees to indemnify and keep PolicyStreet indemnified against all claims, losses, damages, and/or expenses arising from any infringement or violation of any third party's rights in connection with the Customer’s participation in this Campaign.
Any cancellation, termination, withdrawal, or suspension of this Campaign by PolicyStreet will not entitle the Customer to any compensation for any loss or damage suffered, directly or indirectly, due to such actions.
In the event that the Customer cancels their policy, the full promotional discount received under this Campaign will be deducted from the refunded premium amount.
Any suspected fraudulent activity, abuse, or manipulation of the Campaign, including but not limited to attempts to falsify information or circumvent these Terms and Conditions, will result in immediate disqualification and forfeiture of all Campaign benefits. PolicyStreet strongly advises Customers to exercise vigilance against fraudulent communications. Suspected fraudulent activity will be reported to the relevant authorities.
PolicyStreet advises the Customer to exercise caution when receiving phone calls or messages requesting personal information during or after the Campaign. PolicyStreet will never request for sensitive personal information, such as passwords or bank account details, through unsolicited calls or messages. For verification of any campaign-related enquiries, please contact PolicyStreet through its official Customer Service channels.
By participating in this Campaign, the Customer expressly agrees to the collection, processing, and use of their personal data by PolicyStreet for the purposes of administering this Campaign, including but not limited to verifying eligibility, applying the promotional discount, and contacting the Customer regarding their participation. Personal data will be processed in accordance with the Personal Data Protection Act 2010 of Malaysia, and PolicyStreet’s Privacy Policy. Please refer to the PDPA Consent Clause and Privacy Policy for further information. The Customer also acknowledges that PolicyStreet may communicate with them via email and WhatsApp for purposes directly related to this Campaign.
These Terms and Conditions shall be governed by and construed in accordance with the laws of Malaysia.
For enquiries, please contact Customer Service at customerservice@policystreet.com or via WhatsApp at +6018-282 2320.
Drive+ Membership ("Drive+") is a loyalty and rewards programme organised by Polisea Sdn. Bhd. ("PolicyStreet").
By participating in this Programme, Customers agree that they have read, understood, and accepted these Terms and Conditions, and any additional terms and conditions, including all decisions set by PolicyStreet related to this Programme (“Terms and Conditions”). Your continued participation signifies your agreement to be bound by any revisions to these Terms and Conditions.
By participating in this Programme, Customers agree to receive communications via email and WhatsApp related to this Programme, and expressly consent to receive marketing and promotional content from PolicyStreet through these channels. Customers may opt out of marketing communications at any time.
PolicyStreet reserves the right to change, amend, modify, suspend, continue, vary, terminate, and/or add to any part of these Terms and Conditions at any time, without prior notice and without liability to any party.
Drive+ is open to all customers who purchase Motor Insurance Products from the PolicyStreet website ("Customer").
Customers can purchase Drive+ membership at three membership tiers:
Lite – RM39.90
Standard – RM69.90
Premium – RM99.90
If a Customer renews their Drive+ membership the year before with PolicyStreet, the renewal tiers below will be offered at 50% off:
Prices after discount:
Lite – RM19.95
Standard – RM 34.95
Premium – RM 49.95
Membership is valid on an annual basis and must be renewed upon expiry.
Customers can purchase Drive+ exclusively from the PolicyStreet website.
Customers will be automatically enrolled into this membership programme upon purchase of Motor Insurance Products from the PolicyStreet website.
Customers may choose to enroll in any available Drive+ tier.
Customers may choose to opt out of the Drive+ membership at any time during the purchase process.
Each Customer is entitled to only one (1) Drive+ membership and all benefits are strictly non-transferable.
Membership cards will not be issued.
PolicyStreet reserves the right to terminate Drive+ at its discretion with thirty (30) calendar days’ notice.
Drive+ is non-cancellable and non-refundable.
If a refund is permitted under exceptional circumstances, PolicyStreet will refund the Drive+ fee. However, the Customer must repay any discounts received as part of the Drive+ benefits.
Once cancelled, the Drive+ membership cannot be reinstated.
PolicyStreet reserves the right to terminate, suspend, or cancel a Customer’s Drive+ membership at any time, with or without prior notice, if there are reasonable grounds to suspect fraud or misconduct.
Customers who purchase Drive+ are entitled to the following benefits:
Road Tax Discount
Customer can enjoy up to 100% off their road tax, depending on the tier selected:
Lite (capped at RM50)
Standard (capped at RM90)
Premium (capped at RM120)
EPP/Atome Discount
Discount rates apply to specific membership tiers, depending on the benefits applicable under these terms.
Lite (N/A)
Standard (RM10 OFF)
Premium (RM30 OFF)
Free Road Tax Handling Fee
Handling fees for both digital and physical road tax renewals are waived.
Loyalty Rewards
a. The Customer is entitled to receive up to RM80 worth of vouchers and discounts (“Loyalty Rewards”), which include:
RM20 discount on your next motor insurance renewal, automatically applied at checkout.
RM40 Bateriku cash voucher, which includes:
RM20 discount on a new battery
RM20 trade-in rebate
Free 24/7 delivery
Up to a 20-month battery warranty
For enquiries, contact Bateriku at +6011-1600 6008 or customersupport@bateriku.com
Tiered discounts on your car replacement (up to 5 days coverage) with Mooshicar:
Lite: RM10 OFF
Standard: RM20 OFF
Premium: RM30 OFF
RM20 discount on courtesy car rental, and a free pest cleaning diagnostics session with Chillax2u. Visit Chillax2u website or call +6012-377 3605 for more information.
b. Loyalty Rewards are non-transferable, cannot be sold or exchanged, and are valid only for the intended recipient.
c. Each Customer is entitled to ONE (1) Loyalty Rewards package per year.
d. Expired Loyalty Rewards cannot be reissued or extended.
e. Any unused Loyalty Reward will be forfeited and cannot be recovered.
f. Any misuse, fraudulent activity, or misrepresentation of information during redemption may result in cancellation of the Loyalty Rewards, and may be subject to legal action.
g. PolicyStreet reserves the right to modify, cancel, or revoke the Loyalty Rewards at any time, without prior notice.
Prioritised Assistance for Car Insurance Renewals
Members receive priority support for their car insurance renewal process.
Step-by-Step Guidance for Claim Submissions
a. Members will receive personalized support for submitting insurance claims through our Customer Service channel, with step-by-step guidance and follow-up to ensure a smooth process.
b. PolicyStreet provides guidance on claim submission but does not submit claims on behalf of customers.
c. For avoidance of doubt, PolicyStreet does not offer legal advice for claims. Customers should seek legal consultation from qualified professionals if needed.
The Customer is solely responsible for ensuring that all personal details and information provided to PolicyStreet, particularly the email address for discount delivery, are true, accurate, complete, and up to date at the time of the quotation request and policy purchase. PolicyStreet shall not be liable for any loss, damage, non-receipt of discount, or inability to participate in, or qualify for, Drive+, arising directly or indirectly from the provision of incorrect, incomplete, or outdated information by the Customer.
The Customer will receive their car insurance policy and/or road tax within ONE (1) working day if purchased during our working hours or by the next working day if purchased outside working hours.
The digital road tax shall be issued by MyEG and will be sent to the email address provided during purchase or renewal.
The Customer agrees to indemnify, and keep PolicyStreet indemnified, against all claims, losses, damages, and/or expenses arising from any infringement or violation of any third party’s rights in connection with participation in Drive+.
Any cancellation, termination, withdrawal, or suspension of Drive+ by PolicyStreet will not entitle the Customer to any compensation for any loss or damage suffered, directly or indirectly, due to such actions.
Any suspected fraudulent activity, abuse, or manipulation of Drive+, including, but not limited to, attempts to falsify information or circumvent these Terms and Conditions, will result in immediate disqualification and forfeiture of any discount. PolicyStreet strongly advises Customers to exercise vigilance against fraudulent communications.
PolicyStreet advises the Customer to take reasonable precautions when receiving phone calls or messages requesting personal information during or after the purchase of Drive+. PolicyStreet will never ask for sensitive personal information (e.g., passwords, bank account details) via unsolicited calls or messages. For verification of any campaign-related enquiries, please contact our official Customer Service channels.
By purchasing Drive+, you explicitly agree to the collection, processing, and use of your personal data by PolicyStreet for the purposes of administering Drive+, including, but not limited to, verifying eligibility, fulfilling the discount, and contacting you regarding your participation. Your personal data will be processed in accordance with the Personal Data Protection Act 2010 of Malaysia, and PolicyStreet’s comprehensive Privacy Policy, available at https://www.policystreet.com/privacy-policy. These Terms and Conditions are governed by, and construed in accordance with, the laws of Malaysia.
For queries, contact us at customerservice@policystreet.com or via WhatsApp at +6018-282 2320.
Merdeka For All Cars ("Campaign") is organised by Polisea Sdn. Bhd. ("PolicyStreet").
By participating in this Campaign, the Customer agrees that they have read, understood, and accepted these Terms and Conditions and any additional terms set by PolicyStreet, including all decisions related to this Campaign ("Terms and Conditions"). Continued participation in this Campaign signifies the Customer’s agreement to be bound by any revisions to these Terms and Conditions.
By participating in this Campaign, the Customer agrees to receive communications via email and WhatsApp, including promotional content from PolicyStreet.
This Campaign will start on 6 August 2026 and end on 31 August 2026, unless otherwise notified ("Campaign Period").
PolicyStreet reserves the right to cancel, terminate, suspend, or amend the Campaign at any time before or during the Campaign Period without prior notice.
The Campaign is open to all customers who purchase Motor Insurance Products from the PolicyStreet website ("Customer").
Customers must select the eligible promo code and cash vouchers to receive the discount.
Where a quotation error results in a top-up or refund, the adjustment shall be based on the corrected quotation amount, inclusive of the applicable promotional discount, cash voucher entitlement, and taxes, where relevant.
The Campaign applies to all cars regardless of year, make, model, and variant.
The Campaign is only applicable to purchases made through the PolicyStreet website during the Campaign Period. Purchases made after the Campaign Period are deemed not eligible.
The Customer shall ensure that all information provided is true, complete, and accurate. PolicyStreet shall not be responsible for any loss or damage arising from incorrect or incomplete information provided by the Customer.
The Customer will receive their car insurance policy and/or digital road tax within ONE (1) working day if the purchase is completed during PolicyStreet’s working hours (Monday to Friday, 9:00 a.m. to 6:00 p.m. MYT), or by the next working day if purchased outside working hours, provided no further approval from the insurer is required.
The digital road tax will be sent to the email address provided during the purchase or renewal.
Road tax renewal is processed digitally in accordance with JPJ's current requirements. No physical road tax sticker will be issued.
PolicyStreet reserves the right to change, amend, modify, suspend, continue, vary, terminate, and/or add on to all or any parts of the Terms and Conditions of this Campaign at any time, without prior notice, and without incurring any liability.
The Customer agrees to indemnify and keep PolicyStreet indemnified against all claims, losses, damages, and/or expenses arising from any infringement or violation of any third party's rights in connection with the Customer’s participation in this Campaign.
Any cancellation, termination, withdrawal, or suspension of this Campaign by PolicyStreet will not entitle the Customer to any compensation for any loss or damage suffered, directly or indirectly, due to such actions.
In the event that the Customer cancels their policy, the full promotional discount received under this Campaign will be deducted from the refunded premium amount.
Any suspected fraudulent activity, abuse, or manipulation of the Campaign, including but not limited to attempts to falsify information or circumvent these Terms and Conditions, will result in immediate disqualification and forfeiture of all Campaign benefits. PolicyStreet strongly advises Customers to exercise vigilance against fraudulent communications. Suspected fraudulent activity will be reported to the relevant authorities.
PolicyStreet advises the Customer to exercise caution when receiving phone calls or messages requesting personal information during or after the Campaign. PolicyStreet will never request for sensitive personal information, such as passwords or bank account details, through unsolicited calls or messages. For verification of any campaign-related enquiries, please contact PolicyStreet through its official Customer Service channels.
By participating in this Campaign, the Customer expressly agrees to the collection, processing, and use of their personal data by PolicyStreet for the purpose of administering this Campaign, including but not limited to verifying eligibility, applying the promotional discount, issuing the cash voucher, and contacting the Customer regarding their participation. Personal data will be processed in accordance with the Personal Data Protection Act 2010, and PolicyStreet’s Privacy Policy. Please refer to the PDPA Consent Clause and Privacy Policy for further information.
These Terms and Conditions shall be governed by and construed in accordance with the laws of Malaysia.
For enquiries, please contact Customer Service at customerservice@policystreet.com or via WhatsApp at +6018-282 2320.
PayLater by Grab Car Insurance Promotion (“Campaign”) is organised by Polisea Sdn. Bhd (“PolicyStreet”).
By participating in this Campaign, the Customers agree that they have read, understood, and accepted these Terms and Conditions, and any additional terms set by PolicyStreet, including all decisions related to this Campaign (“Terms and Conditions”). Continued participation in this Campaign signifies the Customer’s agreement to be bound by any revisions to these Terms and Conditions.
By participating in this Campaign, the Customer agrees to receive communications via email and WhatsApp related to this Campaign, and expressly consent to receive marketing and promotional content from PolicyStreet through these channels. Customers may opt out of marketing communications at any time.
This Campaign will start on 15 August 2026 and end on 31 October 2026, unless notified otherwise (“Campaign Period”).
PolicyStreet reserves the right to cancel, terminate, suspend, or amend this Campaign at any time before or during the Campaign Period without prior notice.
The Campaign is open to all customers who purchase Motor Insurance Products from the PolicyStreet website (“Customer”).
Customers are eligible for a RM50 discount on their car insurance with a minimum purchase of RM500 with promo code “PL50PS” when they purchase car insurance with PolicyStreet AND select PayLater by Grab as the payment method. To redeem, customers must enter promo code "PL50PS" at the PayLater by Grab payment page.
The Campaign promotion is limited to one (1) redemption per customer per device monthly, with a maximum of 600 redemptions available on a first-come, first-served basis. The Campaign will cease upon full redemption of the cap or at the end of the Campaign Period, whichever is earlier.
The promotions above are not stackable and are not exchangeable for cash or any other replacement.
The Campaign applies to all types of cars, regardless of year, make, model, and variant.
The Campaign is only applicable to purchases made through the PolicyStreet website during the Campaign Period. Purchases made after the Campaign Period are deemed not eligible.
To use PayLater by Grab, Customers must have an active Grab account and meet PayLater by Grab eligibility requirements, as determined solely by Grab.
Instalment plans of up to 12 instalments are available, subject to Grab’s assessment, product availability, and the Customer’s eligibility.
Customers may earn GrabRewards, subject to the GrabRewards programme terms.
PayLater by Grab is provided by Grab and is subject to Grab’s own terms, fees (if any), policies, and credit assessment. PolicyStreet is not the provider of PayLater by Grab and is not responsible for any matters arising from its use. For full details, please refer to Grab’s terms and conditions.
The Customer shall ensure that all information provided is true, complete, accurate, and up to date at the time of the quotation request and policy purchase. PolicyStreet shall not be responsible for any loss, damage, or non-receipt of discount arising directly or indirectly from the provision of incorrect, incomplete, or outdated information provided by the Customer.
The Customer will receive their car insurance policy and/or digital road tax within ONE (1) working day if the purchase is completed during working hours, or by the next working day if purchased outside working hours, provided no further approval from the insurer is required.
The digital road tax will be sent to the email address provided during the purchase or renewal.
Road tax renewal is processed digitally in accordance with JPJ's current requirements. No physical road tax sticker will be issued.
PolicyStreet reserves the right to change, amend, modify, suspend, continue, vary, terminate, and/or add to all or any parts of the Terms and Conditions of this Campaign at any time, without prior notice, and without incurring liability to any party.
The Customers agree to indemnify and keep PolicyStreet indemnified against all claims, losses, damages, and/or expenses arising from any infringement or violation of any third party’s rights in connection with the Customer’s participation in this Campaign.
Any cancellation, termination, withdrawal, or suspension of this Campaign by PolicyStreet will not entitle the Customer to any compensation for any loss or damage suffered, directly or indirectly, due to such actions.
Any suspected fraudulent activity, abuse, or manipulation of the Campaign, including but not limited to attempts to falsify information or circumvent these Terms and Conditions, will result in immediate disqualification and forfeiture of all Campaign benefits. PolicyStreet strongly advises Customers to exercise vigilance against fraudulent communications. Suspected fraudulent activity will be reported to the relevant authorities.
PolicyStreet advises the Customer to exercise caution when receiving phone calls or messages requesting personal information during or after the Campaign. PolicyStreet will never request for sensitive personal information, such as passwords, bank account details, through unsolicited calls or messages. For verification of any campaign-related enquiries, please contact PolicyStreet through its official Customer Service channels.
By participating in this Campaign, the Customer expressly agrees to the collection, processing, and use of their personal data by PolicyStreet for the purposes of administering this Campaign, including but not limited to verifying eligibility, applying the promotional discount, and contacting the Customer regarding their participation. Personal data will be processed in accordance with the Personal Data Protection Act 2010 of Malaysia, and PolicyStreet’s Privacy Policy. Please refer to the PDPA Consent Clause and Privacy Policy for further information. The Customer also acknowledges that PolicyStreet may communicate with them via email and WhatsApp for purposes directly related to this Campaign.
These Terms and Conditions are governed by and construed in accordance with the laws of Malaysia.
For enquiries, please contact Customer Service at customerservice@policystreet.com or via WhatsApp at +6018-282 2320.
Refer-a-Friend ("Programme") is organised by Polisea Sdn. Bhd. ("PolicyStreet").
By participating in this Programme, the Customer agrees that they have read, understood, and accepted these Terms and Conditions, and any additional terms and conditions, including all decisions set by PolicyStreet related to this Programme (“Terms and Conditions”). Your continued participation signifies your agreement to be bound by any revisions to these Terms and Conditions.
By participating in this Programme, the Customer agrees to receive communications via email and WhatsApp related to this Programme, and expressly consents to receive marketing and promotional content from PolicyStreet through these channels. Customers may opt out of marketing communications at any time.
PolicyStreet reserves the right to change, amend, modify, suspend, continue, vary, terminate, and/or add to any part of these Terms and Conditions (including referral limits or reward amounts) at any time, without prior notice and without liability to any party.
This Programme is open to all customers who purchase Motor Insurance products from the PolicyStreet website (“Customer”).
Customers who made purchases prior to 1st October 2025 and who have not used their referral codes on or before 1st October 2025 shall also be bound by the terms and conditions set forth herein.
Each Customer who activated a Motor Insurance policy will receive a unique referral code via email (“Referrer”).
For every successful referral, the Referrer will receive a TNG eWallet Reload PIN worth RM30 (“Reload PIN”). Each Reload PIN will be sent via email within THIRTY (30) days from the referred individual’s (“Referee”) purchase or renewal date.
A referral is considered successful if all the following conditions are met:
a. The Referee applies the unique referral code at checkout.
b. The Referee’s policy remains active and is not cancelled.
c. The Referee’s policy remains active for at least FIFTEEN (15) days from the date of purchase.Each Referrer is eligible to receive rewards for a maximum of FIVE (5) successful referrals only.
Reload PIN(s) must be redeemed before the stated expiry date. Expired PIN(s) cannot be reissued, extended, or reactivated.
Reload PIN(s) are non-transferable and cannot be sold or exchanged for cash or any other form of credit.
PolicyStreet’s responsibility for the Reload PIN(s) ceases upon successful delivery to the email address provided by the Customer at the time of purchase. PolicyStreet shall not be liable for any issues arising from non-receipt (due to an incorrect email address provided, or email filtering), loss, theft, misuse, or unauthorised use or redemption of the Reload PIN(s) once delivered. This includes, but is not limited to, situations where:
a. The policy was purchased on behalf of another person (e.g., a family member).
b. The Reload PIN(s) are accessed or redeemed by someone other than the intended recipient.
The Customer agrees to indemnify, and keep PolicyStreet indemnified, against all claims, losses, damages, and/or expenses arising from any infringement or violation of any third party’s rights in connection with participation in this Programme.
Any cancellation, termination, withdrawal, or suspension of this Programme by PolicyStreet will not entitle the Customer to any compensation for any loss or damage suffered, directly or indirectly, due to such actions.
Any suspected fraudulent activity, abuse, or manipulation of the Programme, including, but not limited to, attempts to falsify information or circumvent these Terms and Conditions, will result in immediate disqualification and forfeiture of any reward. PolicyStreet strongly advises Customers to exercise vigilance against fraudulent communications.
PolicyStreet advises the Customer to take reasonable precautions when receiving phone calls or messages requesting personal information during, or after, the Programme. PolicyStreet will never ask for sensitive personal information (e.g., passwords, bank account details) via unsolicited calls or messages. For verification of any Programme-related enquiries, please contact our official Customer Service channels.
By participating in this Programme, you explicitly agree to the collection, processing, and use of your personal data by PolicyStreet for the purposes of administering this Programme, including, but not limited to, verifying eligibility, fulfilling the reward, and contacting you regarding your participation. Your personal data will be processed in accordance with the Personal Data Protection Act 2010 of Malaysia, and PolicyStreet’s comprehensive Privacy Policy, available at https://www.policystreet.com/privacy-policy. These Terms and Conditions are governed by, and construed in accordance with, the laws of Malaysia.
For queries, contact us at customerservice@policystreet.com or via WhatsApp at +6018-282 2320.
SPayLater Promotion ("Campaign") is organised by Polisea Sdn. Bhd. ("PolicyStreet").
By participating in this Campaign, the Customer agrees that they have read, understood, and accepted these Terms and Conditions, and any additional terms set by PolicyStreet, including all decisions related to this Campaign ("Terms and Conditions"). Continued participation in this Campaign signifies the Customer’s agreement to be bound by any revisions to these Terms and Conditions.
By participating in this Campaign, the Customer agrees to receive communications via email and WhatsApp related to this Campaign, and expressly consent to receive marketing and promotional content from PolicyStreet through these channels. Customers may opt out of marketing communications at any time.
This Campaign will start on 1 August 2026 and end on 31 August 2026, unless notified otherwise ("Campaign Period").
PolicyStreet reserves the right to cancel, terminate, suspend, or amend this Campaign at any time before or during the Campaign Period without prior notice.
The Campaign is open to all customers who purchase Motor Insurance Products from the PolicyStreet website ("Customer").
Customers are eligible for a 10% discount on their car insurance, capped at RM100, with a minimum purchase of RM200 when they purchase car insurance with PolicyStreet AND select SPayLater as the payment method.
The Campaign promotion is limited to 200 redemptions and operates on a first-come, first-served basis. The campaign will cease upon full redemption of the cap, or at the end of the Campaign Period, whichever is earlier.
The promotions above are not stackable and are not exchangeable for cash or any other replacement.
The Campaign applies to all types of cars, regardless of year, make, model, and variant.
The Campaign is only applicable to purchases made through the PolicyStreet website during the Campaign Period. Purchases made after the Campaign Period are deemed not eligible.
To use SPayLater, Customers must have an active Shopee account and meet SPayLater eligibility requirements, as determined solely by Monee Capital Sdn. Bhd..
Instalment plans of up to 12 instalments are available, subject to Shopee’s assessment, product availability, and the Customer’s eligibility.
SPayLater is provided by Monee Capital Sdn. Bhd. and is subject to its own terms, fees (if any), policies, and credit assessment. PolicyStreet is not the provider of SPayLater and is not responsible for any matters arising from its use. For full details, please refer to SPayLater’s terms and conditions.
The Customer shall ensure that all information provided is true, complete, accurate, and up to date at the time of the quotation request and policy purchase. PolicyStreet shall not be responsible for any loss, damage, or non-receipt of discount arising directly or indirectly from the provision of incorrect, incomplete, or outdated information provided by the Customer.
The Customer will receive their car insurance policy and/or digital road tax within ONE (1) working day if the purchase is completed during working hours, or by the next working day if purchased outside working hours, provided no further approval from the insurer is required.
The digital road tax will be sent to the email address provided during the purchase or renewal.
Road tax renewal is processed digitally in accordance with JPJ's current requirements. No physical road tax sticker will be issued.
PolicyStreet reserves the right to change, amend, modify, suspend, continue, vary, terminate, and/or add to all or any parts of the Terms and Conditions of this Campaign at any time, without prior notice, and without incurring liability to any party.
The Customer agrees to indemnify and keep PolicyStreet indemnified against all claims, losses, damages, and/or expenses arising from any infringement or violation of any third party's rights in connection with the Customer’s participation in this Campaign.
Any cancellation, termination, withdrawal, or suspension of this Campaign by PolicyStreet will not entitle the Customer to any compensation for any loss or damage suffered, directly or indirectly, due to such actions.
In the event that the Customer cancels their policy, the full promotional discount received under this Campaign will be deducted from the refunded premium amount.
Any suspected fraudulent activity, abuse, or manipulation of the Campaign, including but not limited to attempts to falsify information or circumvent these Terms and Conditions, will result in immediate disqualification and forfeiture of all Campaign benefits. PolicyStreet strongly advises Customers to exercise vigilance against fraudulent communications. Suspected fraudulent activity will be reported to the relevant authorities.
PolicyStreet advises the Customer to exercise caution when receiving phone calls or messages requesting personal information during or after the Campaign. PolicyStreet will never request for sensitive personal information, such as passwords or bank account details, through unsolicited calls or messages. For verification of any campaign-related enquiries, please contact PolicyStreet through its official Customer Service channels.
By participating in this Campaign, the Customer expressly agrees to the collection, processing, and use of their personal data by PolicyStreet for the purposes of administering this Campaign, including but not limited to verifying eligibility, applying the promotional discount, and contacting the Customer regarding their participation. Personal data will be processed in accordance with the Personal Data Protection Act 2010 of Malaysia, and PolicyStreet’s Privacy Policy. Please refer to the PDPA Consent Clause and Privacy Policy for further information. The Customer also acknowledges that PolicyStreet may communicate with them via email and WhatsApp for purposes directly related to this Campaign.
These Terms and Conditions shall be governed by and construed in accordance with the laws of Malaysia.
For enquiries, please contact Customer Service at customerservice@policystreet.com or via WhatsApp at +6018-282 2320.
