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The Towing Scam: How to Use Your Insurer’s Official Towing Service
Tips & Tricks | 11 May 2026

 The Towing Scam in Malaysia: What to Do After an Accident

After an accident, it’s common for tow trucks to appear almost instantly — sometimes before you’ve even called your insurer. While it may seem helpful, many of these are unauthorized operators trying to take advantage of the situation. Knowing how to rely on your car insurance provider instead of these “call-men” can save you from inflated fees, unnecessary repairs, and even fraudulent claims.

In stressful moments, having a trusted renewal and support platform can make it easier to access official assistance channels without second-guessing your next step. 

A car being towed away

What Is a Towing Scam?

Towing scams typically involve:

  • Unauthorized tow truck operators

  • Pressure tactics at accident scenes

  • Directing you to specific workshops

  • Inflated or hidden charges

These operators often act quickly to catch drivers off guard.

How to Identify Authorized Tow Trucks

To avoid scams, always verify:

  • Your insurer’s official hotline

  • Tow truck identification details

  • Assigned case reference

If the tow truck wasn’t arranged through your insurance policy, don’t accept the service.

Why You Should Always Call Your Insurer First

Your car insurance usually includes:

  • Free towing (within limits)

  • Approved repair workshops

  • Claims support

Using these ensures your claim remains valid and transparent.

Red Flags to Watch Out For

Avoid tow trucks that:

  • Refuse to show credentials

  • Rush you to sign documents

  • Insist on specific workshops

  • Ask for upfront cash

These are common scam indicators.

What to Do If You’re Approached

Stay calm and:

  • Ensure everyone is safe

  • Contact the police and file a police report

  • Call your insurer directly

  • Wait for authorized towing assistance

  • Avoid signing documents from unauthorized operators

Do not let anyone pressure you into immediate decisions.

How Drive+ Supports You

Situations like this highlight the importance of having structured support.

Drive+ membership tiers are priced differently depending on eligibility and campaign status:

  • Lite from (RM39.90)

  • Standard from (RM69.90)

  • Premium from (RM99.90)

Members can receive:

  • Road tax discounts capped at RM50 (Lite), RM90 (Standard), and RM120 (Premium)

  • Insurance renewal payment discounts (available for selected tiers and payment methods)

  • Waived road tax processing fees

  • Partner vouchers and member perks

    Important Note: Mentioning insurance renewal discounts:

  • Installment/payment discounts (where available):

    • Standard: RM10

    • Premium: RM30

    • Lite: not included

Frequently Asked Questions

  1. How do I identify authorized tow trucks after an accident?

Always verify through your insurer’s hotline and ensure the tow truck is officially assigned. Never rely on unsolicited offers at the accident scene.

  1. Are towing services free under car insurance in Malaysia?

Towing coverage depends on the insurer and policy type. Drivers should check their policy documents or contact their insurer directly to confirm whether towing assistance is included.

  1. What should I do if I suspect a towing scam?

Decline the service and contact your insurer immediately. You can also report suspicious activity to authorities.

  1. How to report towing scams in Malaysia?

You can report to the police or relevant consumer protection agencies. Providing photos and details helps strengthen your report.

The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Allianz General Insurance Company (Malaysia) Berhad or PIDM (visit www.pidm.gov.my).
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Quotation and Policy issued by PolicyStreet Malaysia, a brand under Polisea Sdn. Bhd. (Reg No. 201601041144 (1212085-T)) a Financial Adviser approved by Bank Negara Malaysia.