ps logo
EN
BM
ps logo
EN
BM
Don't Be the One "Viral" in the Family Chat for the Wrong Reasons!
Tips & Tricks | 19 Mar 2026

Don't Be the One "Viral" in the Family Chat for the Wrong Reasons!

Family in traditional clothes

This festive season is about reunion dinners, angpao, blessings, and some unexpected family drama, especially in the family WhatsApp groups. 

Every year, there’s always someone who becomes the topic of discussion; the cousin who overspent, the uncle who got into a small accident on the way balik kampung, or a relative who suddenly realised their car insurance had expired at the worst possible time. 

This time around, you definitely don't want to be one going viral in the family chat for the wrong reasons. 

1. Overspending Until February Like January Part 2

Between angpao, new clothes, reunion dinners, toll, petrol, and last-minute shopping, festive expenses can add up faster than expected.

Before the celebrations even end, many Malaysians are already wondering: “Where did my salary go?” Celebrating generously is part of the joy of Chinese New Year.

However, celebrating smartly means planning ahead, setting a simple budget, and avoid unnecessary stress after the festivities. 

We all know that nothing spreads faster in a family group than: “Wah, this year spend so much ah?”

2. Small Car Problem, Big  Family Announcement 

One small mishap on the road can quickly become the hottest topic in the reunion dinner conversation. Not because families want to judge, but because safety matters the most.  

That’s why simple things like: 

Keeping emergency contacts ready.


These simple actions can save you from turning a minor inconvenience into a major festive headache. And more importantly, save you from becoming the story everyone talks about during dessert or for laughs. 

3. The Real Secret to a Smooth Chinese New Year

The truth is, Chinese New Year isn’t about spending the most or showing the most. It’s about celebrating with peace of mind. 

When the basics are settled, like your  budget, your plans, your protection, only then are you really free to enjoy what truly matters:

  • Laughing over funny memories during reunion dinner 

  • Watching lion dance performances 

  • Giving (or receiving) angpao with a happy heart

These are the kind of “viral” moments worth sharing in the family group chat. 

Celebrate Smart, Celebrate Happy 

This Chinese New Year, don’t let small oversights steal the spotlight from your celebrations. A little planning, early preparation, and the right protection can make all the difference for a smooth and joyful celebration. 

Hence, when you do become “viral” in the family WhatsApp group, let it be for the greatest outfit, loudest laughter, and happiest memories you bring to the reunion. 

A Little Extra Prosperity This CNY 

To help you go viral in the best way possible in the family group chat, PolicyStreet is sharing a Chinese New Year exclusive promo just for you. 

Renew your car insurance between 6 to 28 February 2026 to stand a chance to win RM8,888 in cash. Once you complete your insurance renewal, you will automatically be entered into this lucky draw, no extra steps needed. Stack with our 10+10 promo to enjoy 10% off and an extra RM10 rebate on your car insurance renewal between 1st to 24th of the month

That means staying protected on the road while keeping a little more angpao money exactly where it belongs: in your wallet.

The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Allianz General Insurance Company (Malaysia) Berhad or PIDM (visit www.pidm.gov.my).
Payment Methods:
Grab PayBoostShopbackSPayLaterVisaMasterCardFPXTouch N GoSPayAtomeGrab Pay LaterAHA Pay Later
Banks for EPP (3/6/12 months):
maybankcimbbankrhb bankambankhsbcocbc bankpublic bankAffin Bankhluobstdchartered
Quotation and Policy issued by PolicyStreet Malaysia, a brand under Polisea Sdn. Bhd. (Reg No. 201601041144 (1212085-T)) a Financial Adviser approved by Bank Negara Malaysia.