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Terms & Conditions
Here’s a quick overview of our Terms & Conditions. For the complete details, check out our full
Merdeka For All Cars


1. Merdeka For All Cars ('Campaign') is organised by Polisea Sdn. Bhd. ('PolicyStreet').

2. By participating in this Campaign, the Customer agrees that they have read, understood, and accepted these Terms and Conditions and any additional terms set by PolicyStreet, including all decisions related to this Campaign ('Terms and Conditions'). Continued participation in this Campaign signifies the Customer's agreement to be bound by any revisions to these Terms and Conditions.

3. By participating in this Campaign, the Customer agrees to receive communications via email and WhatsApp, including promotional content from PolicyStreet.


1. This Campaign will start on 6 August 2026 and end on 31 August 2026, unless otherwise notified ('Campaign Period').

2. PolicyStreet reserves the right to cancel, terminate, suspend, or amend the Campaign at any time before or during the Campaign Period without prior notice.


1. The Campaign is open to all customers who purchase Motor Insurance Products from the PolicyStreet website ('Customer').

2. Customers must select the eligible promo code and cash vouchers to receive the discount.

3. Where a quotation error results in a top-up or refund, the adjustment shall be based on the corrected quotation amount, inclusive of the applicable promotional discount, cash voucher entitlement, and taxes, where relevant.

4. The Campaign applies to all cars regardless of year, make, model, and variant.

5. The Campaign is only applicable to purchases made through the PolicyStreet website during the Campaign Period. Purchases made after the Campaign Period are deemed not eligible.


1. The Customer shall ensure that all information provided is true, complete, and accurate. PolicyStreet shall not be responsible for any loss or damage arising from incorrect or incomplete information provided by the Customer.

2. The Customer will receive their car insurance policy and/or digital road tax within ONE (1) working day if the purchase is completed during PolicyStreet's working hours (Monday to Friday, 9:00 a.m. to 6:00 p.m. MYT), or by the next working day if purchased outside working hours, provided no further approval from the insurer is required.

3. The digital road tax will be sent to the email address provided during the purchase or renewal.

4. Road tax renewal is processed digitally in accordance with JPJ's current requirements. No physical road tax sticker will be issued.


1. PolicyStreet reserves the right to change, amend, modify, suspend, continue, vary, terminate, and/or add on to all or any parts of the Terms and Conditions of this Campaign at any time, without prior notice, and without incurring any liability.

2. The Customer agrees to indemnify and keep PolicyStreet indemnified against all claims, losses, damages, and/or expenses arising from any infringement or violation of any third party's rights in connection with the Customer's participation in this Campaign.

3. Any cancellation, termination, withdrawal, or suspension of this Campaign by PolicyStreet will not entitle the Customer to any compensation for any loss or damage suffered, directly or indirectly, due to such actions.

4. In the event that the Customer cancels their policy, the full promotional discount received under this Campaign will be deducted from the refunded premium amount.

5. Any suspected fraudulent activity, abuse, or manipulation of the Campaign, including but not limited to attempts to falsify information or circumvent these Terms and Conditions, will result in immediate disqualification and forfeiture of all Campaign benefits. PolicyStreet strongly advises Customers to exercise vigilance against fraudulent communications. Suspected fraudulent activity will be reported to the relevant authorities.

6. PolicyStreet advises the Customer to exercise caution when receiving phone calls or messages requesting personal information during or after the Campaign. PolicyStreet will never request for sensitive personal information, such as passwords or bank account details, through unsolicited calls or messages. For verification of any campaign-related enquiries, please contact PolicyStreet through its official Customer Service channels.

7. By participating in this Campaign, the Customer expressly agrees to the collection, processing, and use of their personal data by PolicyStreet for the purpose of administering this Campaign, including but not limited to verifying eligibility, applying the promotional discount, issuing the cash voucher, and contacting the Customer regarding their participation. Personal data will be processed in accordance with the Personal Data Protection Act 2010, and PolicyStreet's Privacy Policy. Please refer to the PDPA Consent Clause and Privacy Policy for further information.

8. These Terms and Conditions shall be governed by and construed in accordance with the laws of Malaysia.

9. For enquiries, please contact Customer Service at customerservice@policystreet.com or via WhatsApp at +6018-282 2320.

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The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Allianz General Insurance Company (Malaysia) Berhad or PIDM (visit www.pidm.gov.my).
Payment Methods:
Grab PayBoostShopbackSPayLaterVisaMasterCardFPXTouch N GoSPayAtomeGrab Pay LaterAHA Pay Later
Banks for EPP (3/6/12 months):
maybankcimbbankrhb bankambankhsbcocbc bankpublic bankAffin Bankhluobstdchartered
Quotation and Policy issued by PolicyStreet Malaysia, a brand under Polisea Sdn. Bhd. (Reg No. 201601041144 (1212085-T)) a Financial Adviser approved by Bank Negara Malaysia.